7 Reasons to Consider a Travelers Home Insurance Policy

Searching for the best company to write your home insurance coverage can be a complicated task, with so many insurers out there competing for your business. Fortunately, there are companies willing to do much of the work for you. They'll find insurers that write competitive policies that fit your needs and then present you with a list of options you can study to find what looks best for you. At the end of the day, you want quality coverage from a well-rated company that you can obtain at competitive prices. In our opinion, Travelers Insurance fits all three of these requirements, and we've recommended them to many of our clients.

Travelers Insurance

Travelers, founded in 1864, is the third-largest personal insurance writer in the United States, with offices in all states and others worldwide. They have approximately 14,000 brokers and independent agents representing their various insurance lines. Their claims representatives are well-trained professionals and can be found in more than 100 service centers nationwide offering 24/7 claims reporting. Here are some other reasons to consider a Travelers Home Insurance Policy:

1. Travelers home insurance policies are individually designed to fit your specific needs and your budget.
2. Dwelling coverage provided by Travelers protects your home against a long list of perils that may befall your home and cause losses.
3. Coverage for other structures like garages or sheds can also be covered.
4. Your personal possessions are covered by personal property coverage that extends to the belongings in your home as well as those that may become lost, damaged or stolen elsewhere.
5. If you suffer a covered loss under your dwelling coverage you may also recover living expenses if your home is uninhabitable. This is called loss of use coverage.
6. If someone visiting your home becomes injured or their property becomes damaged, liability coverage will protect you in the event that you're sued or required to pay for the damages or loss.
7. While your personal belongings are covered up to certain policy limits, you can add protection for especially valuable possessions like artwork, jewelry, coin or stamp collections, guns, furs and anything else of high value beyond your standard policy's limits. You can either add on coverage to raise limits on all valuables or take out separate coverage, called a floater, which adds protection for each item individually.

Be sure to obtain proper insurance coverage. You never know when it will be needed!