What Documents Do I Need to Get Car Insurance?

Insurance paperwork can sometimes appear quite complicated and, even in this day of digital transmission of information, hard copies of documents are typically needed to transact business with insurance companies. Not only will you need to provide lots of documentation when taking out a Greensboro car insurance policy, but that Greensboro car insurance policy will consist of significant paperwork your insurer will provide to you once the policy has been written up.

Documents Needed For Getting Car Insurance

Whether you're getting a Greensboro car insurance policy for a vehicle that's new to you or looking to upgrade from an existing policy to another with a different insurer, there are certain documents you'll need to provide your prospective insurance company. These include:

• A copy of your current driver's license. This allows them to run your license number to determine if the license is valid, if there are any outstanding violations and your overall driving record.
• Proof of residence and home ownership (if you're a home owner). Some insurance companies offer a homeowner's discount, but you need proof of home ownership. This could be accomplished with a tax document or a homeowner's insurance policy.
• Proof of ownership if you're insuring a company car. If you're insuring with the same company as the other company cars you'll likely qualify for a multiple-car discount.
• A copy of your existing insurance policy if you're upgrading with a different insurer (usually the Declarations Page is sufficient).
• Proof of membership if you'll be seeking a group discount. Some companies offer discounts for members of certain credit unions or to alumni of certain schools/organizations.
• Documents verifying necessary information for any discounts for which you qualify. You'll need documentation to prove, for example, that you're eligible for a good student discount or that you successfully completed a defensive driving class. For the good student discount, you'll need to provide a copy of a current report card. Defensive driving completion will require a graduation certificate from that class.

Greensboro Car Insurance Policy Paperless Options

More and more companies are going paperless these days, trying to save money and natural resources. Some will email your policy to you digitally. You can then print out your own hard copy. The most important part of your policy is the Declarations Page, which contains all your important information. You'll need a copy of this page anytime you have questions or concerns regarding your coverage.