6 Solid Strategies For Low Cost Car Insurance Quotes Online

It used to be that getting car insurance quotes meant going through the Yellow Pages and calling a number of insurance company representatives looking for the best deal you could find. This process could be time-consuming and frustrating. Another alternative was to get a referral from a friend or family member of an insurance agent who had given them great service and rates.

Today, however, most people seeking car insurance quotes go to the Internet first for information. Statistics gathered by J.D. Power show that approximately 74% of car insurance shoppers go to insurance company websites or aggregators – companies that provide comparison rates from a number of insurers – to get their quotes or conduct their research.

Using a company that has access to multiple insurance companies can take a lot of the work out of car insurance shopping. Why not let them do the initial work for you? Then, when you've narrowed it down to a few different insurers, you can choose which one offers the policy best suited to your needs. There are some things you can do to ensure you get the best protection at the best rate. Hopefully this advice will make your job of getting the best coverage as successful as possible.

Solid Strategies for Getting Low Cost Car Insurance

1. Always compare at least three or more companies' quotes.
2. Always compare “apples to apples.” You'll only get a fair comparison on policies if the coverage is basically the same on each, with the same deductible and the same coverage benefits.
3. The best policy isn't necessarily the cheapest policy. Your goal isn't to get the cheapest policy but, rather, the best rates on the policy that's exactly right for you.
4. Choosing a higher deductible can save you premium dollars, but don't make it so high that you wouldn't be able to realistically pay that amount if you had to make a claim.
5. If your driving record has blemishes, consider adding someone who has a squeaky clean driving and insurance-claims record to your policy as a secondary driver (with their permission). This can help lower your policy costs.
6. Make sure you're not adding benefits to your car policy that you're already carrying from elsewhere, such as benefits on your homeowner's insurance or your bank account or credit card.

Do your homework and use these and other available tips to obtain the best coverage for your needs.